ESI: What are Employment Injuries

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Most of us know that the ESI provides immense benefits to employees. However, in order to ensure that those benefits reaches the employee in need, we need to know the basics of coverage and the benefits and employment injuries. This is an endeavor to compile key perspectives of laws on Employment  Injuries, as defined by the ESI Manual.


Employment Injury 

Employment Injury is defined in Section 2(8) of the Act as under : -

“Employment Injury means a personal injury to an employee caused by an accident or an
occupational disease arising out of and in the course of his employment, being an insurable
employment, whether the accident occurs or the occupational disease is contracted within or
outside the territorial limits of India.”

This require three important aspects to be eligible for the disablement benefits/terminal benefits -

- Injury should be caused by an accident or an occupational disease
- Such injury/disease ought to have arising out of an din the course of employment
- the employment should be insurable
- Territorial limits for insurable purpose has no boundaries of India as an insurable employee
   may have been injured even abroad - the notion of extension of arising out and in the course of his employment comes to he help of the employee


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